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Terms of Service

Last Updated: March 11, 2026

1. The Agreement

These Terms of Service constitute a legally binding agreement between you and Osmet LLC, an Illinois limited liability company doing business as AnnuityMatch®.

2. No Professional Advice

We are a technology company, not an insurance agency. AnnuityMatch® and Osmet LLC do not provide insurance, financial, or tax advice. You are solely responsible for evaluating the merits of any professional or product connected through this platform.

3. Intellectual Property

AnnuityMatch® is a federally registered trademark of Osmet LLC. All software, proprietary algorithms (MatchOS), and brand assets are the exclusive property of Osmet LLC.

4. Limitation of Liability

To the maximum extent permitted by law, Osmet LLC shall not be liable for any damages resulting from the use of this service or the performance of any professional or insurance product connected through our platform.